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ARM Innovations
Regulatory | Data Localization Audit

Secure Onshore Data Residency

Navigate the RBI's stringent Data Localization mandates. We provide specialized DLA Audits to ensure your payment and lending data remains onshore.

Data Sovereignty

The RBI Onshore Directive

Issued in April 2018, the RBI's Data Localization directive requires all payment system providers and digital lenders to store their entire primary dataset within India.

Our Data Localization Audit (DLA) deep-dives into your architectures to ensure that while localized legs are processed, the master copy remains onshore.

Payment Data Elements
Cross-Border Leg Visualization
HSM & Crypto-Component Residency
Borrower Consent Logic
Third-Party Cloud Access Controls
NC Management for Foreign Legs

DLA Methodology

Network Mapping

Visualizing cross-border data flows and pinpointing all foreign hops or storage nodes.

Consent Audit

Reviewing Digital Lending (DLA) borrower consent flows for 'need-to-know' adherence.

Residency Proof

Generating technical evidence of localized database entries and physical server geolocations.

Remediation

Assisting in architecting hybrid-cloud models that satisfy residency without hurting performance.

Technical DLA Domains

We verify every byte of your payment and lending infrastructure against sovereign directives.

RBI 2018 Mandate

Full compliance with the System Audit Report (SAR) requirements for payment data residency in India.

Transaction End-to-End

Verifying that the entire data lifecycle—from message instruction to payer/payee info—stays onshore.

Digital Lending (DLA)

Specific audits for lending apps focusing on 'need-to-know' data collection and borrower consent.

Database Maintenance

Ensuring primary, complete datasets and backup/restoration systems reside strictly on Indian servers.

Sovereign Data Protection

Secure Your Onshore Residency

Don't let cross-border data flows lead to license revocation. Secure your RBI Data Localization Audit with our experts today.

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