Cybersecurity &
RBI Compliance for Fintechs
As a CERT-In empanelled cybersecurity company, ARM Innovations provides specialized security and compliance frameworks tailored for India's dynamic digital payment ecosystem. We help fintech startups, payment gateways, and digital lenders navigate the complex regulatory landscape with confidence.
Fintech Cybersecurity Risks & RBI-Mandated Audits
Digital threats are evolving fast. A single vulnerability can expose customer data, disrupt operations, and invite regulatory scrutiny. The Reserve Bank of India has stepped up oversight, with officials now directly reviewing how loan service providers handle KYC, data protection, and cybersecurity.
Payment aggregators face some of the strictest requirements. They need regular license renewals, system audits, and strong fraud prevention controls.
Our team helps you stay ahead. We deliver a comprehensive fintech RBI compliance audit to ensure your platform meets RBI's data localization and IT security mandates. Regulators now require payment aggregators and regulated entities to submit clean system audit reports from CERT-In empanelled auditors. We make sure you're ready.
Fintech Security Challenges & Compliance Solutions
Mitigate critical vulnerabilities and align your infrastructure with mandated regulatory frameworks.
High-volume payment fraud & cyberattacks
PCI DSS v4.0, RBI Cybersecurity Framework
Multiple API integrations & ecosystem risks
OWASP ASVS, API Security Testing
Identity theft & account takeover
RBI Cyber Resilience, SOC 2
Third-party vendor risk management
ISO/IEC 27001, Vendor Risk Management
Compliance & Regulations
Navigate complex regulatory landscapes with confidence through our comprehensive compliance solutions.
RBI Cybersecurity Framework
Reserve Bank of India guidelines for financial institutions
PCI DSS v4.0
Payment Card Industry Data Security Standard compliance
ISO/IEC 27001
Information Security Management System certification
SOC 2 Type II
Service Organization Control for trust services
SEBI Cyber Resilience
Securities and Exchange Board regulations
OWASP ASVS
Application Security Verification Standard
Our Fintech Cybersecurity Services
Empowering fintechs with specialized regulatory assessments and robust security controls.
RBI Compliance & Security Assessments
We evaluate your current security setup against RBI's payment aggregator guidelines. Our assessment covers transaction transparency, data security, customer consent processes, and fraud prevention systems.
Fintech VAPT
Vulnerability Assessment and Penetration Testing built specifically for fintech platforms. We test payment flows, APIs, cloud infrastructure, and mobile applications—the parts that matter most.
PCI-DSS Consulting
End-to-end support for payment security compliance. We guide you through achieving and maintaining PCI-DSS certification with practical, actionable steps.
Digital Asset Protection
We harden your security controls to protect customer information, transaction records, and sensitive business data from evolving threats.
Our FinTech Security Solutions
Comprehensive security services tailored for the financial technology sector.
The Importance of Cybersecurity in Fintech
For financial institutions, cybersecurity isn't just an IT issue—it's a business necessity. The stakes are high: protect user data, keep your regulatory license, and ensure your services stay available.
The RBI has flagged risks around over-reliance on service providers. If one provider faces a cyber incident, it can create ripple effects across the entire financial system. That's why we help you build resilience.
Building a Resilient Security Posture
API Security
Your APIs are prime targets. We run rigorous API Security Testing to find and fix weaknesses in authentication, authorization, and data exposure.
Continuous Vulnerability Management
Threats change daily. Our Vulnerability Management services provide ongoing discovery, scanning, and prioritization to keep you ahead.
Regulatory Alignment
We align your program with RBI Cybersecurity Framework, PCI DSS v4.0, ISO 27001, and SOC 2 to ensure you meet required standards.
Success Story
"We helped a leading payment gateway provider achieve PCI DSS v4.0 compliance and implement a comprehensive API security framework, reducing security incidents by 87% within the first quarter."
READY TO SECURE YOUR FINTECH ECOSYSTEM?
Get a comprehensive security assessment tailored to your FinTech infrastructure. Let's build a safer future for financial services.