RBI PPI Audit
Certified security and cyber resilience auditing for Prepaid Payment Instruments (PPIs) and e-wallet systems. Align with latest RBI directives on transaction safety and data security.
RBI Guidelines for PPI Issuers
Prepaid Payment Instruments (PPIs) including e-wallets, smart cards, and digital vouchers, carry high operational and cyber threat exposures. To preserve system integrity and protect consumers, the **Reserve Bank of India (RBI)** mandates annual security audits for all PPI issuers.
Our comprehensive RBI PPI Audit inspects payment security mechanics, data privacy protocols, network perimeter controls, and system auditing processes. We evaluate balance sheet integrity, authentication flows, and API integration paths to ensure your platform remains protected and fully compliant.
Why RBI PPI Audits?
Avoid Severe Regulatory Penalties
RBI enforces strict compliance standards. Failing to file timely audits leads to heavy fines or license restrictions.
Review Ledger & Balance Security
Validate that wallet load and transfer ledgers match transactional bank records with zero leakage.
Secure Customer Data & Tokens
Confirm data-at-rest encryption, network isolation, and payment token security compliance.
Filing Certificate Issued
Acquire the formal independent System Audit Report matching the specific format required for RBI submission.
Audit Lifecycle
A structured, end-to-end framework to assess compliance against RBI Prepaid Payment Instruments guidelines.
Boundary & Ledger Scoping
Mapping entire wallet infrastructure, integration APIs, transaction ledger databases, and user authorization nodes.
KYC & Transaction Controls
Reviewing secure KYC verifications, anti-money laundering (AML) controls, and real-time transaction limits.
Wallet & API Vulnerability Assessment
Rigorous testing (VAPT) of user interfaces, consumer mobile apps, backend APIs, and merchant payment systems.
Audit Sign-off & Reporting
Validating corrective action plans and preparing the final empanelled audit report matching RBI guidelines.
Ensure Complete
RBI PPI Compliance
Secure your payment gateways and digital wallet systems. Schedule independent audits with our CERT-In empanelled auditing experts.