RBI PSS Audit
Rigorous systems and cybersecurity auditing for licensed Payment System Operators (PSOs). Fulfill RBI's System Audit Report (SAR) requirements under the PSS Act.
RBI PSS Cybersecurity Framework
Under the **Payment and Settlement Systems (PSS) Act, 2007**, clearinghouses, card payment networks, and cross-border remittance providers operate under central bank oversight. Because they aggregate high-volume transaction flows, the **Reserve Bank of India (RBI)** requires regular independent System Audits.
Our comprehensive RBI PSS Audit examines the security, reliability, and efficiency of your payment applications and infrastructure. We inspect transaction routing mechanisms, data localization compliance, identity governance, access logs, and disaster recovery readiness to satisfy RBI mandates.
Why RBI PSS Audits?
Avoid Non-Compliance Bans
Ensure your license is secure. RBI actively restricts operations for settlement networks failing audit mandates.
Validate Data Localization Rules
Ensure all transaction logs, payment histories, and customer credentials reside strictly in Indian-hosted servers.
Secure Settlement Integrity
Audit transactional math, settlement databases, and balance transfers to verify ledger accuracy.
Empanelled Audit Sign-offs
Obtain the formal independent audit certificate required by the RBI in its System Audit Report template.
Audit Lifecycle
A structured, end-to-end framework to assess compliance against RBI Payment and Settlement System guidelines.
Network & Boundary Mapping
Identifying and cataloging all settlement hosts, clearing networks, transaction databases, and API interfaces.
Data Localization Audit
Verifying payment data residency rules, log storage configurations, and confirming no primary data is stored abroad.
Perimeter VAPT & Gateway Checks
Executing deep penetration testing on gateway entryways, core bank connectors, and internal administrator nodes.
System Audit Report Filing
Compiling audit logs, rectifying control lapses, and signing off the final System Audit Report (SAR) for RBI submission.
Ensure Complete
RBI PSS Compliance
Validate your system networks and payment processing safety. Schedule audits with our CERT-In empanelled auditing experts.